$6B
Transactions Underwritten
8,000
Units Built
30+
Years of Experience
7
Stages of a Deal
What It Is

The Deal, Start to Finish — Taught by Someone Who Closed It

GroundUp is an online school and community for anyone who needs to understand development. The core curriculum follows one real arc — the seven stages a deal moves through, from the first site you evaluate to the building you own — with focused deep dives added on top over time.

Every lesson comes out of Dr. Merritt's own files — the deals that closed, the ones that died, the negotiations she walked into underestimated. That is the value: not general theory, but 30+ years and $6B in underwritten transactions, written down.

And it isn't a library you work through alone. Membership puts you in the room with her — live Lunch & Learns, group office hours, discounted one-on-one time, and at the top tier, direct messages and private advisory calls.

Dr. Gina Merritt speaking at the National DCRE Conference

"You got to pick a project that you love so much that you can get up and work your ass off when the shit gets hard."

More Than Courses

You Get Her, Not Just the Curriculum

Plenty of places will sell you videos. GroundUp is built around access — the sessions, the office hours, and the direct line that turn a curriculum into a mentor.

Every member

Live Lunch & Learns

Quarterly interactive sessions with Dr. Merritt — bring your deal, ask your question, get an unvarnished answer. Free invites at every membership tier.

Premium & Elite

Group office hours

Regular open sessions where she works through the room's actual problems, plus priority booking when you need a slot.

Elite

Message her directly

Direct messages to Dr. Merritt and her team, with replies inside two business days — not a ticket queue.

Elite

One-on-one advisory calls

Three private calls a year with Dr. Merritt, and you bring your own deal to them. Plus the Elite Lounge and small-group advisory sessions.

Premium & Elite

Discounted 1:1 sessions

10% off her consultations at Premium, 30% off at Elite — on top of everything the membership already includes.

Senior Advisor

Her, on your project

Senior Advisor puts Dr. Merritt inside your active deal every month — reviewing it as it moves, building the capital stack strategy, prepping you before the meetings that matter.

Who It's For

Wherever You're Stuck, Start There

Most people in GroundUp can already execute. They need one or two pieces — the financing, the joint venture, the capital stack — or they have a site and no map. Others are starting out, or funding the work. All of it is here.

You can execute — you're stuck on a piece

You have the skills and the instincts. What you need is the part nobody walks you through: the financing, the JV terms, the capital stack, where the funding actually comes from.

You have a site, or a shot at one

Something under contract, a lot you're watching, a purchase opportunity, or a family property you've inherited and don't know what to do with. The site isn't the hard part — the first ten moves are.

You're flipping, and ready to scale

You've renovated and resold, or built two-, four-, six-unit buildings. Going bigger means ground-up, subsidy, partners and a capital stack that works differently than anything you've done.

You're new to development

You're learning how a deal actually gets built — the sequence, the money, the language — and you'd rather learn it from someone who has closed them than from a webinar.

Nonprofits & faith-based owners

You own land or a building and want to develop it without handing control to a partner who knows more than you do.

CDFIs, banks, agencies & teams

You fund, underwrite or regulate this work — or you run a developer program and want a curriculum your whole cohort can work through together.

The Curriculum

The Core Seven

The backbone of the curriculum: seven stages that follow a deal from the first site you evaluate to the building you own. Each is a self-contained course — lessons, case studies and worksheets you can take straight into your own project.

01

Predevelopment: How to Find, Evaluate & Control a Deal

Everything that happens before you spend real money — site selection, early diligence, and how to control a site without overpaying for the privilege.

Available at Launch4 lessons · ~60 min
02

Building Your Team: JVs, Partners & Keeping the Lights On

You can't do this alone. What value you actually bring to a joint venture, how to structure one, and how to keep the company running while a deal takes years.

Available at Launch4 lessons · ~65 min
03

Financing the Deal: Capital Stacks, Subsidy & Closing the Gap

Where most deals die. LIHTC, bonds, soft money, and how to build a capital stack that actually closes.

Available with Membership4 lessons · ~70 min
04

Design & Entitlements

Managing architects and engineers, community engagement, and getting through the approvals that decide whether a project is real.

Available with MembershipIncluded in the curriculum
05
Unlocked with MembershipMember access
06
Unlocked with MembershipMember access
07
Unlocked with MembershipMember access

Buy the opening stages outright, or take a membership and get the whole curriculum — every stage, plus everything added later.

Deep Dives

Deep Dives on Top of the Core

The Core Seven is the spine. Deep dives are standalone series on the one thing a developer is actually stuck on — built one at a time on top of the core, and included in every membership as they're released. The topics on the table:

Underwriting

Running the numbers on a deal — sources and uses, sizing debt and equity, and what a return actually has to look like before a deal is worth chasing.

Community Engagement

Earning the room: resident meetings, neighborhood commissions, letters of support, and how opposition gets turned into partnership before it turns into delay.

Nonprofit Structure

When a 501(c)(3) belongs in the deal, how to partner with one without losing control, and what funders and agencies expect from a nonprofit sponsor.

Business Structure

LLCs, single-purpose entities, the operating company versus the deal, and how ownership is actually held so it survives a partner, a lender, and a refinance.

Public-Private Partnerships

Working with cities, housing authorities, and agencies — what government actually needs from a developer, and how to win the RFP and the land that comes with it.

LIHTC Applications

The tax-credit application itself: 9% versus 4%, how scoring works, the calendar, and what separates a competitive submission from one that gets a polite letter.

From Flipping to Ownership

The jump from house flips and small multifamily into holding buildings — the financing, the team, and the balance sheet that has to exist before the first real deal.

The Workforce Pipeline

Building employment into the project from day one — the Project Community Capital model: hiring goals lenders reward, local hiring that actually sticks, and the reporting behind it.

Pricing

Invest in Yourself

Launch pricing. Buy a single course if that’s all you need, or become a member for the whole library and the room. The waitlist opens October 1.

One-Time Course Passes

Pay once, no subscription. Go deep on the one stage you need, or move quickly across all of them.

Single Course Pass
$100one-time

60 days of every written lesson in one course of your choice — read it all, at your pace.

Go deep on one piece. Pick the part of the process you're least sure of and get a thorough answer, backed by 30+ years of doing it.
Worksheet, template and case-study downloads are a membership benefit.
See on GroundUp
All-Access Pass
$275one-time

30 days of every written lesson across the entire GroundUp curriculum.

Cover the basics fast. A study guide across the whole arc — absorb how development works end to end, then get back to your day.
Worksheet, template and case-study downloads are a membership benefit.
See on GroundUp

Memberships

Where a pass is a read-through, membership is the ongoing relationship: every course as it's added, every new series, the community, and time with Dr. Merritt herself. The lower tiers build the foundation; the higher tiers add deal-specific support, with Dr. Merritt on your project.

Where are you?
I'm exploring — learning how development worksMember or Builder
I'm working toward my first deal — tools, community, office hoursPremium
I have a deal in motion — under contract, raising capital, or stuckElite
Member
$49.99/mo

Constant access to every course — including new ones as we add them — plus a seat in the community.

The whole curriculum for half the price of a single course pass, every month you stay.
Best for: You're exploring — learning how development actually works.
  • Every course, plus each new one we add
  • All written lessons, case studies & worksheets
  • Free invites to every live Lunch & Learn
  • Resource lists & reading guides
  • Community access — read every channel
See on GroundUp
Most Popular
Builder
$149.99/mo

Everything in Member — plus a voice in the community and the Lunch & Learn recording library.

A room full of developers doing what you're doing — and the ability to actually ask them.
Best for: You're exploring, and you want to be in the conversation rather than just reading it.
  • Everything in Member
  • Post, reply & network in the community
  • The Lunch & Learn recording library
  • View-only: every guide, template & the Developer's Playbook
See on GroundUp
Elite
$499.99/mo

Direct access to Dr. Merritt, and your own deal on the table. For developers ready to move at the highest level.

Three 1:1 advisory calls a year plus 30% off sessions — the discount alone offsets much of the cost.
Best for: You have a deal in motion — under contract, raising capital, or stuck.
  • Everything in Premium
  • Deal support — bring YOUR deal to your advisory calls
  • Direct messages to Dr. Merritt & her team — replies within 2 business days
  • Elite Lounge — private channel
  • 3 one-on-one advisory calls a year — unlock after 4 months
  • 30% off 1:1 sessions with Dr. Merritt
  • Unlimited downloads, including the Developer's Playbook
  • Priority Q&A and 1–2 small-group advisory sessions a year
See on GroundUp
Beyond Membership

Senior Advisor & Institutional Partners

Senior Advisor — from $3,025/mo. Dr. Merritt embedded on your active project: deal and site review, capital stack strategy, lender prep, and negotiation prep, with a direct line between sessions. 5, 10, or 15 hours a month, plus a $1,500 full project intake — credited against your first month if you continue into the retainer.

Partner — custom. Sponsor a year of GroundUp for a cohort of developers at a group rate; afterwards they continue as individual members. Personalized course access and dedicated onboarding, built for agencies, CDFIs, and nonprofit developer programs.

Quarterly Event

Lunch & Learns

Live, interactive sessions with Dr. Merritt — four times a year, included with every paid plan. Bring your deal, ask your question, get an unvarnished answer. Premium members and above get the recordings.

Create an Account to RSVP
Get Notified

Want to know when the next stage opens?

Drop your email and we'll tell you the moment a new course goes live — plus Lunch & Learn dates and the occasional note from Dr. Merritt. No spam, unsubscribe anytime.

You already have what it takes.
Now learn what you need to execute.

One course. One deal. One building at a time.

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